Shelter Life Insurance CompanyShelter Life Insurance CompanyThe Junior Special Life PolicyThe Junior Special Life Policy

AUTO ● HOME ● LIFEAUTO ● HOME ● LIFE

Provides Life Insurance coverage for Provides Life Insurance coverage for your child through…your child through…• The diaper yearsThe diaper years• The teenage years The teenage years • College and possibly 4 or 5 years College and possibly 4 or 5 years

into their careersinto their careers• Covers both natural and Covers both natural and

accidental causes of deathaccidental causes of death

Why should you purchase aJunior Special policy?

$20,000 term life policyPurchased through age 17

$555.00 premiumone time only &

it is paid until age 26.Or. . .

This is slightly more than $1.50 per day for

only 12 months!

The policy would then provide coverage until

the child reachesage 26, with no

further premiums.

$47.18 per monthfor 12 months

What if your child becomes

uninsurable before age 26?

Example: $20,000 plan to age 26

The child will have the option to purchase up to 5 times the face amount ($100,000) of permanent life insurance PLUS valuable Guaranteed Insurability Rider Protection at the attained age rates beginning at age 25. THERE WILL BE NO RATE UPS,

regardless of health history!

At age 25, Shelter will make the first offer.They may purchase up to 5 times the face amount of permanent life insurance then being offered by Shelter Life and at the insured's attained age.

With the purchase of the Guaranteed Insurability Rider, additional permanent life insurance will be made available every 3 years from age 28 thru age 40.

The Guaranteed Insurability Rider will provide the option to purchase additional permanent insurance at ages 28, 31, 34,37 and 40. If the conversion options and all the GIR optionsare taken, the insured could obtain up to $600,000 of valuable life insurance regardless of health history!

At any option selected, the insured will pay the premiums for the selected amount of

permanent life insurance then being offered by Shelter Life at the attained age.

If the insured marries, one option may be exercised, regardless of age.

As children are born to or adopted by the insured, another option may be exercised for each child, but no more than six options may be used.

Once an option is bypassed, it may not be regained.

Each special option used replaces the next regular option.

Initial FaceAmount

of Insurance

SinglePremiumto age 26

$5,000 $240.00

$7,500 $292.50

$10,000 $345.00

$12,500 $397.50

$15,000 $450.00

$20,000 $555.00

6 amounts available

Convenient monthly premiums are available for the first 12 months.

Initial FaceAmount

of Insurance

MonthlyPremium

for 12 Months$5,000 $20.40$7,500 $24.86

$10,000 $29.33$12,500 $33.79$15,000 $38.25$20,000 $47.18

One-time payment, Semi-Annual payments and Quarterly payments are also available.

One Policy…

One Premium…

One Terrific Gift for Tomorrow!

Let’s complete an application!

Thank you very much for your time and consideration.

Form No. L-096.4 inColorado, Iowa, Kansas, Kentucky, Mississippi,

Missouri & Nevada

L-096.5 in Arkansas,Louisiana, Nebraska

& Tennessee

L-096.6 in Indiana

L-096.7 in Oklahoma

L-096.8 in Illinois

Shelter Life Insurance CompanyColumbia, Missouri